We make our fees understandable and are upfront.
We offer different fee models to curtail to different needs: flat fee financial planning starts at $960, One-time project flat fee starts at $399, and AUM starting at 0.85%.
One of Pagosa Springs's only financial advisors to be a fiduciary. Legally bound to do the right thing even if it isn't in our best interest.
Always on your side with objective advice. Always acting in your best interest.
Our services are for everyone that needs financial help. You won't be turned away for not having enough assets in your investment portfolio.
We focus on the person; after all, true wealth is the ability to spend your time in a way that is aligned with your core values. We uncover and secure all aspects of your financial life, not just your investments.
We offer mobile notary services in the surrounding Pagosa Springs area. To provide you with a convenient and flexible way to get a notary. Best of all, the notary service is free for current clients.
No commissions or bonuses for selling you financial investments or products. Our compensation comes from our expertise and management. Fee-only signficatnly reduces conflict of interest.
Tiffany and Garrett
Like Tiffany and Garrett, you are likely in your late 20's to early 30's and recently married. You're excited to start the next chapter of your life – you are dual income earners and recognize many important financial decisions are now shared. You want to understand when you will be in a financial position to purchase your first home, have questions on how you should be invested in your 401k, and need a strategy to pay off debt. In addition, you've heard money problems are often a cause of divorce and want to be sure you are working together.
Alex, Sarah, and Apollo
Like Alex and Sarah, you may be in your mid-thirties to early forties with young kids running around, which takes up most of your free time. Your financial needs have evolved with the addition of kids – you are spending much more. You are juggling priorities from retirement savings, college funding, vacations, and braces while determining what to do with excess savings. Questions may arise about protecting your family if something were to happen to either of you and whether one of you can quit full-time work to focus on time with your children during their early years.
Tom
Like Tom, you may be in your fifties and well-established in your career. At this point in life, you are starting to think about the details of retirement. How much will you spend on health care? Can you optimize social security benefits? If you chose to have kids, you are starting to think about what is next for you once your kids are in college. Your investments may need adjusting to ensure you are at the proper allocation for your age, goals, and risk. And after diligently saving in investment accounts over the years, you have accumulated a few different 401(k)s and IRAs and need to consolidate.
Please fill all the required * fields.
